Societo Generale

Who We Are

Risks are always exposed on everyone, either corporate or individuals with a given objectives. SOCIETO’s services focus in providing risk analysis and mitigation plan for our client to achieve their goals safely. Our client’s awareness on the risks that they are exposed to and to realize the necessary mitigation plan is our main concern.

Values

Our values define who we are and will also show the fundamental beliefs. They become our compass in our actions and behavior and also in the way we work. The choices and decisions that we make on daily basis directly affect the way we experience each other and the way our clients experience us. With the above values, we believe that it will give us confidence to help us make these decisions throughout our organization.

Vision

To be the most trusted and independent risk management and insurance consulting firm in Indonesia

Mission

Providing comprehensive and the most feasible risk management and mitigation planning in a professional manner

PHILOSOPHY OF OUR LOGO

TRUST

The foundation of doing good business is always start with TRUST. in SOCIETO we believe in long term relationship with our client which em- powered by a mutual trust.

COURAGE

In life, we always faced with risk on every decision that we make. We define courage not only by action but also by preparation and anticipation.

PEACE OF MIND

Peace is not an absent of risk, peace is to know that risk is well managed.

What is RISK?

The word “RISK” indicates an unexpected event or incident, which needs to be identified, measured and control.

Rare (unexpected)

Incident(Outcome)

Selection (Identification)

Knocking (Measuring, Monitoring, Controlling)

We define Risk as the potential of losing something valuable, such as financial wealth, physical, health, social status, or emotional well being.

Risk is very close related to danger/harm, unexpected , uncertainty that leads to potential loss. Early word of Risk is defined as a work to gain income or profit. In other words, every working or effort that we make in order to gain profit or income, is a risk taking activity.

Our Services

Why Risk Management

When you are on your journey in achieving your objective, risk management must be an integral part of day-to-day business activity. As you moving forward exerting efforts to achieve your goals, the risks you face will change and your processes for managing risk must evolve.

Insurance Program Structuring and Review

It’s not a Risk Management if it’s not supported with a clear mitigation plan.
Our service, provides comprehensive mitigation plans which varies from internal controls improvements to any possible insurance products for risk transfers. Our insurance experts will provide you with insurance programs reviews as well as fine-tune your insurance structure within your given budget.

Class of our Business

Aviation

In the aviation industry, air passenger traffic remains strong, and airlines are re-equipping their fleets, which means increasing insurance coverage to protect the higher values of new aircraft. In the aerospace field, creativity in the management of risk is crucial to meeting this industry's challenges.

Energy

The risks associated with energy and energy – related business are complex and considered hazardous / high risk. Energy business also closely related with global economic condition, which means the exposure to this business and also the risks is fluctuative. We work in this class of business with highly customizable terms and conditions to achieve the best solution for client.

Health

Designed to protect individual persons or groups where coverage can be personalized to individual requirements, providing a broad range of bene ts to accomodate one well being against accident in regards of work related or day to day activity. The product in this lines can also be customized and used very much as sweeteners of your products as affinity programs.

Engineering

Engineering insurance protects againts accidents and natural disasters that occur in the course of engineering construction. The engineering insurance market is closely related to the engineering construction market, and any volatility in the latter also leads to volatility in the former.

Construction

In terms of construction we divided a building (tower, house, cluster, shop house, hotel, apartment, factory, warehouse, etc) in two phases. Before and after the building is done.
Before the building is fully build we need to protect the material in order to make sure the building progress is on schedule. After the building is done, we protect it under property insurance.
Of course we also can protect the construction worker or the customer (buyer) with customized or bundled product. It’s all tailor made according to client’s need and focus.

Marine

We arrange wide range coverage for marine industry, including cargo, ship (marine hull), and other coverage for any risk that may occur during marine business activity. Including in this class of business is ship construction and offshore platform insurance.

Liability

Professional liability covers policy holder against liability and help defray the cost of defence following a claim for an error, omission, or negligence in the performance of professional services. It also can covers privacy violations and computer security breaches. This policy usually owned by manufacturing company to cover their product defect or side effect that can cause loss or damage to the third party.

Motor Vehicle

From daily use transportation to luxury car, we want to protect our vehicle from damage or loss. Protection for vehicle is widely provided from vehicle body, liability to third party, until protection to driver/passenger due to accident.